Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"You and your team were very quick, cooperative and on top of everything. I am completely grateful and satisfied."
Fatima Z. Closed Jun 27, 2025
"Well done and thank you SO very much! My husband and I were working with a tight timeline (17 days). We knew going in that it was going to be tricky and you did not disappoint, you met the deadline with plenty of time to spare. That truly speaks volumes to how well you and your office conducts business and the caliber of professionalism of all who handled the processing of our entire loan. Our realtor has even saved your contact information to share with others. Thank you Rick from the bottom of our hearts!!"
Georgette S. Closed May 24, 2024
"Rick eas on spot with his advice and was always available to answer any questions no matter how many questions there were!!"
Robert S. Closed May 23, 2025
"Rick is wonderful! Always available, made it easy!"
Jessia B. Closed Aug 15, 2025
"It was just so easy and moved along very quickly"
Michael B. Closed May 09, 2025
"Shout out to rick for everything he did for me got it done an answer my calls"
Thomas J. Closed Aug 22, 2025
"Courteous, quick in responding, following up to queries and clarity of next steps"
Vijayagopal G. Closed Oct 06, 2025
"Very helpful always answer the phone when questions are needed good guy right here 100% honest man great to work with"