Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"This was a complicated and very difficult transaction to wade through. However, Rick and his team did outstanding in getting our client to the closing table near our contract date. I will highly recommend Rick !"
Lorraine F. Closed Jul 19, 2024
"Rick and Brenda went above and beyond for me and even worked on the weekend to get everything done for my loan. Very easy to close with as well. Always took my calls and answered my questions. Very grateful and thankful."
Shane D. Closed Aug 19, 2025
"Rick is very professional and very nice and very helpful he help me the hole way threw I really appreciate him thank you Rick"
Lakenda M. Closed May 30, 2024
"Good communication and did a great job guiding my clients through the loan process."
Gregory B. Closed Jul 12, 2024
"A massive thank you to Rick and his team. Firstly the speed of communication at all times was exceptional, I have never experienced such great customer service. Also your ability to help us navigate through what can be a confusing process was amazing. Thank you"
Troy J. Closed Apr 30, 2025
"Rick is wonderful! Always available, made it easy!"
Jessia B. Closed Aug 15, 2025
"Fastest close ever! Very responsive, helpful and got the job done . Would highly recommend!"
Colleen P. Closed Jan 02, 2026
"After being turned down by another lender for a smaller amount, Rick was able to get me and my family into a gorgeous home for more than what we expected we could ever get. I cannot say enough good things about this man. He is on the ball with communication and honesty. Helped us from start to finish no matter what we needed or what questions we had. I’m sure he was glad to be done with our loan anyway, i 100% recommend him. He is so knowledgeable about everything and that really helped the process go smoothly."
Albert V. Closed Oct 23, 2022
"You were helpful from start to finish during the home buying process! We will definitely be referring others to you in the future. We are thankful to have found such a great company to work with. We are excited about the purchase of our new home!"
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