"Communication was great with Rick and Brenda. Process was smooth."

"Rick got it done with his extra help and experience"

"Rick is the real deal! He was thorough, prompt, responsive and very honest. A first rate mortgage officer who knows his stuff! I can’t recommend Rick enough; if you think you can’t get approved, call Rick before you throw in the towel!"

"I’m a travel nurse, who had taken a few years away to raise my kids. I had been back six months. The other lenders were requiring a year despite fha saying six months given the years prior to the break. Rick is a very determined guy and I knew from the start, if anyone would get it done, it would be him. Initially I got the preapproval for conventional with 10% down. Which was rather heartbreaking as I’d had my mind set on FHA. A couple weeks before close, Rick got us approved for FHA!! I type this while sitting in my new home. Do the application. You won’t regret it!"

"I had very smooth experience working with Rick. was very informative."

"We just closed on our very first home, and we couldn’t be more grateful for the incredible experience we had with our lender. From start to finish, they made the entire process smooth, stress-free, and genuinely enjoyable. As first-time homebuyers, my husband and I had a lot of questions, and they always took the time to explain everything clearly and patiently. Their communication was exceptional, their professionalism unmatched, and their dedication to helping us find the best loan option was beyond anything we expected. They were always one step ahead, keeping us informed and supported through every phase of the journey. Thanks to their expertise and guidance, we felt confident and cared for the whole way through. We couldn’t have asked for a better partner in this huge milestone. If you’re looking for a lender who truly puts their clients first, look no further—they are simply the best"

"Rick is hands down my new favorite person on earth!! My wife and I got strung along with another broker for our first home purchase. After feeling crushed when we had to back out of our first home offer because the other broker couldn’t actually do what he said he could, we met Rick through Facebook. Instantly he was off and running, told me exactly what we needed to do from the get go and made the entire process smooth as it could be. He answered all phone calls at all times or responded no later than a few hours. He even drove around checking on houses as we were moving into the same town he lived in from another state and basically gave us an honest opinion on each home and neighborhood. I literally could go on for hours about how awesome we were treated and not to mention he made sure WE CLOSED IN OUT FIRST HOME!! We move in next week and can’t wait and it wouldn’t have happened with out the help of Rick and his team!! Will definitely use Rick again for all my loan needs in the future!!"

"Rick is great at whar he does he keep you alert threw threw the whole process I gives 5 stares thabkyou risk dor everthing"