Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
GET A FREE RATE QUOTE ON THE RIGHT MORTGAGE FOR YOU!
"This guy will do anything and everything to make sure your purchase and loan go smoothly."
David W. Closed Aug 22, 2025
"We had an overall great experience, Rick and his team was helpful, flexible and cooperative with efficient communication. He would always answer our questions timely, and there was no delay in the process, they were on top of everything."
Syed M. Closed Jun 27, 2025
"Great communication and flexibility to work with a client"
Norman L. Closed May 24, 2024
"Rick answered my calls when I called. Explained things well and gave sound advice"
Justin B. Closed Aug 09, 2024
"exience was very good. Very quick to get information always helpful when we need it and always available when we needed them. I would use them again over and over. I have already recommended hem We can't thank you enough for everything you did for us we never thought this would be our realityBut you made it one. We are grateful for this experience.Thank you ! Radfords"
Christina R. Closed Oct 07, 2025
"Rick was very help and did what he promised. He got us our own home"
Michael S. Closed Feb 22, 2024
"From day one. Rick answered his phone right away. I was shocked to learn that he was so honest and personable about his business. You simply do not find that anymore. He always made himself available to me and if he didn't answer he always returned my calls. Same with emails. He walked me through the process step by step. I highly reccomend him!"
Michael H. Closed Oct 31, 2025
"Rick got it done with his extra help and experience"
Nathaniel C. Closed Aug 29, 2025
"Rick you were wonderful!!! I enjoyed each and every min that we talked from the beginning til my closing. :-)"
Apply in 5 minutes
