Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick and Brenda were awesome for a first time buyer! They helped me along in the process and were very knowledgeable! A nice experience ! Thanks again!"
Brian T. Closed May 15, 2024
"Rick was easy to work with and was available any time we needed. I will definitely refer business his way. Thank you."
Jennifer D. Closed Jun 26, 2024
"Rick was a pleasure to work with. He was especially responsive and always available to address questions and concerns. I would recommend him to anyone liking for a quality lender!"
David E. Closed Aug 01, 2024
"Quick Rick is the MAN!! It's still quite unbelievable how quick he got us from preapproval to closing. As first-time homebuyers, we had no idea what to expect in this process, but Rick's constant availability and swift responses to any and all questions made it a breeze. Rick- we cannot thank you enough for helping us purchase our first home. You will always be our go-to for all things mortgage related and we will spread your name to others any opportunity we get!"
Leslie P. Closed Jan 05, 2024
"Rick was great with communication. He was on top of everything, ready to go on his end before we had everything in place. Would definitely recommend him to others."
Brian L. Closed May 30, 2025
"From very first message to closing, always prompt and real information and truly a Godsend! Awesome experience and would recommend to any and everyone!"
Ronald F. Closed Sep 19, 2025
"The process was great and it moved fast. Great communication and fast response. Was available anytime to answer my questions. Overall a great experience."
Jay M. Closed May 28, 2024
"Rick is the best!!"
William J. Closed Jun 14, 2024
"The process from start to finish was amazing .my clients were able to close in two weeks .we love Axia home loans !!"
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