"Rick was outstanding to work with. He helped us navigate obstacles throughout the process with patience and professionalism, always keeping us informed and on track. Highly recommend!"

"Receiving money back at closing, effective communication with my broker, and taking the time to explore all my options extensively to ensure I was in the best product for my goals. Thank you, Wendy/Charles"

"It's been great working with you."

"Rick and Brenda were absolutely great! Any questions we had they answered quickly and made the process very easy. Our realtor is even putting them on her list of lenders to recommend!! The whole process and advice from Rick was amazing from start to finish!"

"Rick was very communicative and informative. He was also very kind when it came to explaining things that I didn’t understand."

"Rick and his team were fantastic to work with. As first time homebuyers, the process felt daunting. Rick put us in touch with good people who helped every step of the way. Now that we’ve closed, I have an even deeper appreciation for the work they did behind the scenes. No two couples, families or people have the exact same situation. I feel like Rick and his team worked hard to leverage the strengths in our financial situation and overcame what obstacles did arise. This is likely our forever home, but we will use Rick again if needed, and will be referring our friends and family to him when they’re ready to buy."

"Rick was very helpful and understanding throughout my whole home-buying journey. He single handedly made it possible for me to buy a house that I loved after I had given up hope in this bleak market."

"Rick was there to answer any questions we had and helped getting into apps that we didnt know anything about. He is very friendly and informative. I would not hesitate to recommend him to any looking to buy or refinancing a home. Rick worked with us every way possible. I thank him alot. Cheryl A Mickle"