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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"I recently purchased a home that is truly amazing—more than I ever asked for and honestly everything I prayed for. As a first-time homebuyer, I had so many questions, concerns, and worries about the financing process, but my loan officer made such a difference in my experience. From the very beginning, they were patient, knowledgeable, and willing to walk me through each step. They helped me understand the process, answered my questions, and worked hard to make sure everything came together so I could purchase the home I loved. Buying a home can be stressful, especially when you’re constantly wondering if everything is going to work out. My loan officer gave me reassurance throughout the process and remained committed to helping me reach the finish line. I truly appreciate the time, effort, communication, and dedication they put into making my dream of homeownership a reality. I can honestly say that I’m grateful to have had them in my corner during such an important moment in my life. Their professionalism and commitment exceeded my expectations, and I can absolutely understand why they are so highly regarded. If you’re looking for a loan officer who will genuinely care about your situation, take the time to explain things, and work hard to help you achieve your homeownership goals, I highly recommend them. You won’t regret having them on your team!"
Kailay W. Closed Aug 28, 2026
"Rick was very knowledgeable about the process. It went through very efficiently and professionally. I am very gald we referred to his company."
Sean C. Closed Sep 04, 2025
"It's been great working with you."
Judy P. Closed Mar 08, 2024
"Shout out to rick for everything he did for me got it done an answer my calls"
Thomas J. Closed Aug 22, 2025
"Rick was eager to answer all of my questions. Rick was very supportive and encouraging throughout the entire process. He always took the time to explain every step in simple terms I could understand. Every conversation felt like I was talking to someone who really cared about the people he was working hard for. I will recommend Rick to anyone I know in the market for a house. Thank you again Rick."
Larry D. Closed Jul 10, 2023
"Rick was undoubtedly the driving force behind my recent home purchase from one state to another. Back in July my rental lease was set to expire in September and I was so over paying the never ending increasing costs to rent. So I started skimming mortgage lenders, came across Rick’s company, started filling out the application and decided not to finish it. Because I didn’t want my phone ringing off the hook by 5 million different agents. Well, here comes Rick a-calling the next day. First best decision, that I’d made on my purchasing journey, was to hear Rick out. I told Rick, I don’t have a pot to piss in, (well, I didn’t say it quite like that), I don’t want to live in a shack and I want to live in Tennessee. He said okay and he’d do everything he could and than he did. He got me a loan that I could afford and he went above and beyond to keep me believing that I will never again have to pay any one else’s mortgage by renting.
Rick was the voice that I needed to keep my spirit up, my patience refreshed and my belief strong that I was on the right path. Patience is helpful and none I have. Rick was my patience. He never left it up to me, lol, with my discouraging intrusive thoughts. Rick only had more homes to view, more areas to consider, more paths to explore.
Guess what? On August 23rd, I closed on my home in an area of Tennessee that I absolutely love and it’s not a shack.
Thanks Rick!"
Stephanie B. Closed Sep 06, 2022
"Rick you were wonderful!!! I enjoyed each and every min that we talked from the beginning til my closing. :-)"
Sheller B. Closed Jun 14, 2024
"Excellent experience. Knowledgeable, responsive and made the process less stressful."
Diane S. Closed Dec 31, 2025
"Rick & Brenda Scherer are heaven sent. We are so grateful for helping us to achieve our dream to become homeowners. They are super quick to respond on any questions we might have, even late night, Rick made sure the process runs smoothly and always a step ahead. AXIA is lucky to have an asset such as you both in the company. I will be referring them to my friends and family. Again, from the bottom of my heart. Thank you so very much."
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