Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was great to work with he was quick and he was fast. I got into my home in a very short period of time. Communication was really good. He replied to all my request. Thank you again Rick."
Mary O. Closed Oct 31, 2025
"Great people to work with. Kept me updated throughout the entire process."
David F. Closed Apr 03, 2023
"Rick is extrem knowledgeable and very helpful, going above and beyond! Brenda works behind the scenes to process the mortgage and the dynamic duo are amazing together! We closed our loan in a little over 30 days and were able to work through the hurdles like tiny speed bumps."
Michael M. Closed May 23, 2025
"Rick and Brenda are the dream team! This transaction was a little bit of a doozy needing two re-inspections prior to closing. The most recent one the day before closing day! Not only did we get everything done in time on my end but Cleared to closing only a couple hourse after re-inspection. God sent these two, I tell ya."
Mykela S. Closed Apr 29, 2024
"Professional honest friendly good people"
Kevin G. Closed Mar 31, 2025
"timely responses, good advice, great communication, and assistant was very helpful as well."
Hannah T. Closed Apr 10, 2025
"Kept me well informed. Pleasant and courteous"
Joe P. Closed Apr 28, 2025
"Rick is just always awesome at what he does. Get it’s done on time, communicates constantly and makes it a smooth transaction"
Karie A. Closed Aug 09, 2024
"I have to say, Rick is fantastic. He exudes friendliness and intelligence in everything he does. And let's not forget about his partner Brenda - she's truly amazing! Without a doubt, I'll be recommending them to all of my friends and family."
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