Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"How quickly and helpful everyone was. Fantastic team"
Zachary H. Closed Jun 03, 2024
"Rick communicated through the whole process. The whole team was very helpful went above and beyond. If we had any questions Brenda or Rick were quick to answer. They helped us through a struggle with the appraiser not doing her job. I will refer Rick to anyone."
Jordan W. Closed Sep 23, 2025
"Getting it dun Thanks rick"
Robert L. Closed Jan 03, 2025
"Rick & Brenda helped me every step of the way. Me being a 1st time homebuyer this was very important. They made this transaction very simple for me."
Christina J. Closed Oct 10, 2025
"Rick you were wonderful!!! I enjoyed each and every min that we talked from the beginning til my closing. :-)"
Sheller B. Closed Jun 14, 2024
"Quick Rick is the MAN!! It's still quite unbelievable how quick he got us from preapproval to closing. As first-time homebuyers, we had no idea what to expect in this process, but Rick's constant availability and swift responses to any and all questions made it a breeze. Rick- we cannot thank you enough for helping us purchase our first home. You will always be our go-to for all things mortgage related and we will spread your name to others any opportunity we get!"
Leslie P. Closed Jan 05, 2024
"Rick is an awesome Lender! He helped me in every aspect. explaining everything throughly. With Rick I've gotten an excellent rate on closing costs and interest rate. I will be recommending my friends and family."
Samuel W. Closed Sep 24, 2025
"The professional approach always willing to listen and give tremendous advice and can call on him any time of the day or night with any problems or advice and he responds with in second he go the extra miles to see you succeed he is a wonderful person I would recommend him with in a heart beat to anyone who is interested in obtaing a lender I talked about him every day"
Derek G. Closed Mar 15, 2024
"Rick is very professional and very nice and very helpful he help me the hole way threw I really appreciate him thank you Rick"
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