Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"we have purchased 6 homes in the past and this was our first with Rick. It was the best loan process we have ever had from start to close. We will use Rick from now on."
Robert P. Closed Jan 02, 2026
"Thank you again for the communication throughout the entire process. It was a pleasure working with you!"
Alec P. Closed May 03, 2024
"Rick and his team were great throughout and made process of home buying simple and stress free for us. He guided us from the pre approval and search of our home all the way till closing. We are so glad we found him, he was always available to answer the simplest of questions we had. Great knowledge of the home buying and mortgage approval process, the best we have seen in that regards. Super competitive rates and terms. Highly recommend him and Axia team."
Deepak S. Closed May 30, 2024
"Everything went smoothly, the staff was very professional and helpful, and the service exceeded my expectations."
Clairson C. Closed Dec 19, 2025
"I had other mortgage experiences that were unprofessional. But, with Rick the process was seamless!!! Rick's knowledge and expertise are top notch and he will be my number one referral from now on!!!!"
Cynthia L. Closed Aug 15, 2025
"Getting it dun Thanks rick"
Robert L. Closed Jan 03, 2025
"Rick did everything he could to make sure i get to buy my first house and I really appreciate him for doing that I will definitely reference my friends to him"
Frank P. Closed Apr 11, 2025
"That’s was very quick and easy process. Thank you Rick and your team, much appreciated for your effort. I will recommend you to whoever is ready for with you."
Joseph K. Closed Apr 29, 2024
"Rick helped us achieve our dream of being homeowners. The process and support was great"
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