Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick and Brenda kept communications open with us, so when ever we had a question, we would receive an answer in a prompt fashion. Rick came through on everything he had promised, from the beginning, right up to close, and we even closed at a lower interest rate than what we expected. We would recommend his company to anyone needing a home loan."
Jeffrey C. Closed Sep 11, 2025
"Communication"
Princess W. Closed Apr 29, 2025
"Rick answered all the question we had quickly and profession. Most importantly, when we were ready to close early he knew immediately that we were clear to close a week early. No hesitation! I had complete confidence that the transaction would close. This is not always the case."
Kenneth P. Closed Jan 19, 2024
"You guys doing whatever in your power to make purchasing a home great and go through without any problems."
Samantha F. Closed Sep 08, 2023
"Great person to work with"
Russell W. Closed Feb 07, 2025
"Rick was incredibly quick to respond and knowledgeable. His communication was also stellar. I really appreciate how easy he made the home buying process for me."
Jack E. Closed Aug 11, 2023
"Very helpful and made the entire process easy."
Shanequa M. Closed Jun 12, 2025
"Rick and Brenda made the process so smooth, answered all my questions, was super friendly, we closed within 30 days with a few hurtles."
Robert M. Closed Mar 10, 2023
"Rick and his wife Brenda were amazing an made our 1st home buying experience great. THANK YOU Rick and Brenda. From the Chavez family."
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