Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"The process was great and it moved fast. Great communication and fast response. Was available anytime to answer my questions. Overall a great experience."
Jay M. Closed May 28, 2024
"Very good communication, helpful insights and very pleasant to work with"
Richard S. Closed Aug 08, 2024
"Excellent customer service and great communication"
Rebecca F. Closed Aug 28, 2025
"The fact that Rick encouraged me to go ahead with the inquiry and was approved was not something I thought could happen right now, you made my girls and I very happy! Thank you!"
Casey S. Closed Apr 16, 2025
"Rick helped us achieve our dream of being homeowners. The process and support was great"
Christopher G. Closed Mar 28, 2025
"As a first time homebuyer, the process was very smooth. Rick informed me pretty much about everything in the application process and was very easily accessible. He was courteous and provided a lot of clarity on what to expect."
Vijay G. Closed Jul 02, 2024
"The quick responses, everything was done in a timely manner. They were the best with the pre approval odds."
Benjamin P. Closed Oct 20, 2025
"Rick was a pleasure to work with. He was especially responsive and always available to address questions and concerns. I would recommend him to anyone liking for a quality lender!"
David E. Closed Aug 01, 2024
"Explanation of things, answer all my qquestions 24/7 basically, most important being true to your word!"