Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"This was a complicated and very difficult transaction to wade through. However, Rick and his team did outstanding in getting our client to the closing table near our contract date. I will highly recommend Rick !"
Lorraine F. Closed Jul 19, 2024
"Communication. Attention to every detail"
Jeanne F. Closed Oct 11, 2023
"Rick, was a God sent! My husband and I were having so much trouble with another company. I was losing hope about buying the house I loved. I'm so thankful my husband found him.I don't know how he made it so easy but Rick did.. I truly thank you for helping us get the house we love."
Megan B. Closed Jul 31, 2024
"You guys doing whatever in your power to make purchasing a home great and go through without any problems."
Samantha F. Closed Sep 08, 2023
"Good communication and did a great job guiding my clients through the loan process."
Gregory B. Closed Jul 12, 2024
"Excellent experience. Knowledgeable, responsive and made the process less stressful."
Diane S. Closed Dec 31, 2025
"Great communication and flexibility to work with a client"
Norman L. Closed May 24, 2024
"Rick and Brenda went above and beyond for me and even worked on the weekend to get everything done for my loan. Very easy to close with as well. Always took my calls and answered my questions. Very grateful and thankful."
Shane D. Closed Aug 19, 2025
"Knowledgeable, availability I would say 24/7. He is the best."
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