Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Very good communication, worked with me going over options to get the best deal for me"
Harold S. Closed Mar 10, 2025
"That’s was very quick and easy process. Thank you Rick and your team, much appreciated for your effort. I will recommend you to whoever is ready for with you."
Joseph K. Closed Apr 29, 2024
"Rick is very knowledgeable about the process and explained every step, he even assisted me in how or where to find important documents needed. I am very happy with my overall experience. Thank you for everything you did to help me through the process."
Stacie W. Closed Nov 21, 2025
"I had other mortgage experiences that were unprofessional. But, with Rick the process was seamless!!! Rick's knowledge and expertise are top notch and he will be my number one referral from now on!!!!"
Cynthia L. Closed Aug 15, 2025
"Rick and Brenda made the process quick and easy! They were always quick to respond and were on top of things. Thank you both!"
Jordyn C. Closed May 22, 2025
"Super easy and smooth FHA process. Rick and Brenda were very accommodating and made the process veryeasy."
Isaac N. Closed Jun 27, 2025
"Rick was very knowledgeable about the process. It went through very efficiently and professionally. I am very gald we referred to his company."
Sean C. Closed Sep 04, 2025
"Everything went smoothly, thank you"
Robert L. Closed Jul 31, 2025
"With me every step of the way. Pleasing to talk to over the phone. He made everything personal when need anything either phone calls or text. This guy was an absolute beast with the whole process. Made me feel at ease."
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