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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick is the real deal! He was thorough, prompt, responsive and very honest. A first rate mortgage officer who knows his stuff! I can’t recommend Rick enough; if you think you can’t get approved, call Rick before you throw in the towel!"
Jerrell B. Closed Nov 22, 2022
"Wonderful experience! I was worried about getting approved because of a medical bill, but Rick helped me every step of the way. He took the time to explain the process, answered all of my questions, and always made himself available when I needed him. On closing day, I called Rick nervous, and he simply told me, “Don’t be nervous, be excited.” That meant a lot to me because he made what could have been a stressful experience feel exciting and reassuring. What a wonderful experience from start to finish! I truly appreciate Rick for helping make homeownership a reality for me. I highly recommend him to anyone looking to buy a home!"
Robert S. Closed Sep 30, 2026
"Mr.Scherer was very understanding of our needs and I feel did his best to help at explaining what was needed to complete the loan process.I would be happy to recommend him to others in the home buying process."
Timothy F. Closed Apr 25, 2024
"Very easy to work with and resposive."
Paul W. Closed Sep 26, 2025
"timely responses, good advice, great communication, and assistant was very helpful as well."
Hannah T. Closed Apr 10, 2025
"The team was very helpful and informative"
Nicole N. Closed Jun 27, 2025
"Rick and Brenda are the dream team! This transaction was a little bit of a doozy needing two re-inspections prior to closing. The most recent one the day before closing day! Not only did we get everything done in time on my end but Cleared to closing only a couple hourse after re-inspection. God sent these two, I tell ya."
Mykela S. Closed Apr 29, 2024
"This guy right here is amazing!
We went through a local lender and they said my credit was too bad to be on a home loan so they’d only use my husbands. We needed both incomes in order to get a house in my area so that didn't work. I saw this add pop up and wondered. He contacted me and helped me fill out forms over the phone. I was praying it wasn’t a scam as that’s a lot of info well.. he got it to where both incomes are on it and we had a higher limit than I could have dreamed about. It certainly was not a scam and we close on our perfect home in the next 2 weeks. Keep in mind we started this process August 31st. It has gone so fast and smoothly all thanks to him. Couldn’t ask for anyone better to help us on this exciting journey. Also.. he has answered all of my questions no matter how stupid they are in a very fast and honest manner
10/10 recommend"
Ashley G. Closed Sep 26, 2022
"Rick and Brenda were absolutely amazing! They always kept me informed, replied quickly, and answered my multiple questions. Working with them was an easy efficient process!"
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