Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"timely responses, good advice, great communication, and assistant was very helpful as well."
Hannah T. Closed Apr 10, 2025
"Very quick service"
Ashley P. Closed Sep 04, 2025
"I highly recommend Rick Scherer he is incredibly knowledgeable and took the time to understand my needs. He helped explore different loan options and find the perfect fit for my financial situation. I worked with mortgage Lenders in the past but Rick is the one of the best in this business and I can't thank him enough. The team , especially Brenda was supportive and professional, ensuring confidence in decisions. Their expertise are invaluable in navigating the mortgage process. They made the process smooth and easy. They were quick to respond to every email and call, keeping the process moving we definitely need more people like you in this world."
Snezana B. Closed Jun 12, 2025
"thank you for your help kindness"
Eli S. Closed Sep 05, 2025
"Rick got it done with his extra help and experience"
Nathaniel C. Closed Aug 29, 2025
"Rick & Brenda Scherer are heaven sent. We are so grateful for helping us to achieve our dream to become homeowners. They are super quick to respond on any questions we might have, even late night, Rick made sure the process runs smoothly and always a step ahead. AXIA is lucky to have an asset such as you both in the company. I will be referring them to my friends and family. Again, from the bottom of my heart. Thank you so very much."
Gladhies A. Closed Mar 15, 2024
"Very helpful and made the entire process easy."
Shanequa M. Closed Jun 12, 2025
"From day one. Rick answered his phone right away. I was shocked to learn that he was so honest and personable about his business. You simply do not find that anymore. He always made himself available to me and if he didn't answer he always returned my calls. Same with emails. He walked me through the process step by step. I highly reccomend him!"
Michael H. Closed Oct 31, 2025
"Rick and Brenda are the dream team! This transaction was a little bit of a doozy needing two re-inspections prior to closing. The most recent one the day before closing day! Not only did we get everything done in time on my end but Cleared to closing only a couple hourse after re-inspection. God sent these two, I tell ya."
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