Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick answerd my questions quickly and was always nice. i Knew what was happening every step of the process and never had to wonder where we were in the process highly recommend!"
Amber E. Closed Mar 24, 2025
"Rick is an awesome Lender! He helped me in every aspect. explaining everything throughly. With Rick I've gotten an excellent rate on closing costs and interest rate. I will be recommending my friends and family."
Samuel W. Closed Sep 24, 2025
"Rick was awesome to help get our deal done"
Shane F. Closed Aug 04, 2023
"Thank you so much"
Joel F. Closed Jun 18, 2024
"The professional approach always willing to listen and give tremendous advice and can call on him any time of the day or night with any problems or advice and he responds with in second he go the extra miles to see you succeed he is a wonderful person I would recommend him with in a heart beat to anyone who is interested in obtaing a lender I talked about him every day"
Derek G. Closed Mar 15, 2024
"I really appreciate everything that Axia home loans did for us they answered any and every question we had no matter what it was. I have a beautiful home because of Rick Scherer so thank you very much for everything."
Elda V. Closed Aug 31, 2023
"Rick & Brenda helped me every step of the way. Me being a 1st time homebuyer this was very important. They made this transaction very simple for me."
Christina J. Closed Oct 10, 2025
"Rick & Brenda Scherer are heaven sent. We are so grateful for helping us to achieve our dream to become homeowners. They are super quick to respond on any questions we might have, even late night, Rick made sure the process runs smoothly and always a step ahead. AXIA is lucky to have an asset such as you both in the company. I will be referring them to my friends and family. Again, from the bottom of my heart. Thank you so very much."
Gladhies A. Closed Mar 15, 2024
"timely responses, good advice, great communication, and assistant was very helpful as well."
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