Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"I never thought I could get a mortgage and you did it."
Terry R. Closed Jul 31, 2024
"He work flexible hours and provides feedback as the process went along."
Oliver W. Closed Jun 13, 2025
"A massive thank you to Rick and his team. Firstly the speed of communication at all times was exceptional, I have never experienced such great customer service. Also your ability to help us navigate through what can be a confusing process was amazing. Thank you"
Troy J. Closed Apr 30, 2025
"That’s was very quick and easy process. Thank you Rick and your team, much appreciated for your effort. I will recommend you to whoever is ready for with you."
Joseph K. Closed Apr 29, 2024
"It was no pressure and stress. Rick made it an amazing experience. Any future business I would gladly do through Rick."
Bazil H. Closed Jun 11, 2024
"Rick helped me so much! My original company was just awful. They were very unorganized & have me no information or help. Rick managed to fix all the damage they did & wouldn't let me give up. I wouldn't have my house if it weren't for him."
Christina Y. Closed Nov 19, 2022
"Rick was great to work with he was quick and he was fast. I got into my home in a very short period of time. Communication was really good. He replied to all my request. Thank you again Rick."
Mary O. Closed Oct 31, 2025
"Rick was very help and did what he promised. He got us our own home"
Michael S. Closed Feb 22, 2024
"Rick is an awesome Lender! He helped me in every aspect. explaining everything throughly. With Rick I've gotten an excellent rate on closing costs and interest rate. I will be recommending my friends and family."
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