Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Working with Rick was very easy. He was always quick to respond to any questions I had. And being the first time I've bought a home, I had a lot of questions. I would absolutely recommend Rick for anyone looking to buy a home!"
Jessie W. Closed Jul 28, 2025
"Nice to work with, knowledgeable and everything went so smoothly."
Pat B. Closed Jun 21, 2024
"Rick was a straight shooter and incredibly knowledgeable! Other lenders took forever to get back and none could match what Rick could offer! This was our 3rd home buying experience and by far the best largely due to Rick and his fantastic work!"
Amanda P. Closed Apr 30, 2024
"Rick provided support and pertinent i information in a timely manner. He was very informative in guiding us through the home buying process."
Shawna F. Closed Sep 05, 2025
"Communication"
Princess W. Closed Apr 29, 2025
"I had other mortgage experiences that were unprofessional. But, with Rick the process was seamless!!! Rick's knowledge and expertise are top notch and he will be my number one referral from now on!!!!"
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