BY ACCESSING THIS WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THE TERMS BELOW. BY ACCEPTING THESE TERMS, YOU AGREE THAT THESE TERMS FORM A BINDING CONTRACT BETWEEN YOU AND PLANET HOME LENDING.
The Terms of Use ("Terms") contained on this page govern your access to and use of this website, including any content, services, or other functionality ("Services") offered on or through the website. Planet Home Lending reserves the right to modify these Terms at any time and for any reason, with or without notice to you. Any changes to these Terms will be effective immediately upon posting to this Terms of Use page. By continuing to use this site, you agree to be bound by the most recent Terms, regardless of whether you have been notified of any such changes. Planet Home Lending reserves the right to modify or terminate the Services and to terminate your access to the site at any time. This site is intended for users above the age of 17. You further agree not to use this site if you are under the age of 18.
Intellectual Property
This site and its contents, functionality, and features are owned or licensed by APM and are protected by United States intellectual property laws. You may not use, reproduce, license, reverse engineer or create any derivative works, for any commercial or public purpose, unless otherwise authorized in writing by Planet Home Lending.
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You may use this site and any Services for lawful purposes only. You agree that you will not use the site or Services in any way that violates any applicable local, state, or federal laws or regulations.
Cookies
Your use of this site and/or Services is subject to the Planet Home Lending Privacy Policy. By accessing or using this site or Services, you acknowledge and agree that Planet Home Lending may collect certain and retain certain information about you or the device used to access this site. For additional information about the collection and use of personal information of California consumers, please see the CCPA Privacy Policy.
Disclaimer & Limitation of Liability
TO THE EXTENT PERMITTED BY LAW, THIS SITE AND SERVICES ARE PROVIDED BY Planet Home Lending ON AN "AS-IS," "WHERE IS," "AS AVAILABLE," AND "WHERE AVAILABLE" BASIS, WITH NO WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED - INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. YOU UNDERSTAND AND AGREE THAT Planet Home Lending MAKES NO WARRANTY AS TO THE ACCURACY, RELIABILITY, COMPLETENESS, OR CONTENT OF THIS SITE OR ANY SERVICES.
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Indemnification
You agree to indemnify, defend, and hold harmless Planet Home Lending and its directors, officers, employees, agents, successors and assigns from and against all losses, liability, claims, and expenses (including attorneys fees) arising out of or relating to your violation of these Terms or your misuse of the site or Services.
Governing Law & Severability
These Terms are to be construed and governed by the laws of the State of Florida without reference to its conflicts of law provisions. If any of the terms or provisions of these Terms are held to be unenforceable or void, the extent of such prohibition or unenforceability will not invalidate the remaining provisions.
WE DON'T LIKE TO BRAG, BUT OUR CLIENTS DO!
"Rick, was a God sent! My husband and I were having so much trouble with another company. I was losing hope about buying the house I loved. I'm so thankful my husband found him.I don't know how he made it so easy but Rick did.. I truly thank you for helping us get the house we love."
Megan B.Closed Jul 31, 2024
"I never thought I could get a mortgage and you did it."
Terry R.Closed Jul 31, 2024
"I am a realtor in SC and had never used Rick. I had this elderly couple that I had sold their home and under contract for a new home based on their lenders approval. Less than 2 weeks from closing their lender dropped the ball. I sent them to two different agents that could not get it done. I was referred to Rick by another agent, gave him a call. He jumped on the file had been approved, through underwriting, and at the closing table on time. And today’s market that is unbelievable, I will always be loyal to Rick. He did an amazing job and pulled a miracle out of the sky. I have sent his number to several other agents. Thank you Rick for a fabulous experience."
Natalie M.Closed Mar 08, 2024
"After being turned down by another lender for a smaller amount, Rick was able to get me and my family into a gorgeous home for more than what we expected we could ever get. I cannot say enough good things about this man. He is on the ball with communication and honesty. Helped us from start to finish no matter what we needed or what questions we had. I’m sure he was glad to be done with our loan anyway, i 100% recommend him. He is so knowledgeable about everything and that really helped the process go smoothly."
Albert V.Closed Oct 23, 2022
"Open communication."
Mark C.Closed Jul 24, 2023
"Rick was a pleasure to work with. He was especially responsive and always available to address questions and concerns. I would recommend him to anyone liking for a quality lender!"
David E.Closed Aug 01, 2024
"Rick is by all means the beast of financing! I have tried to work with soooo many lenders and there weren't able to give me as many options as Rick… the process was smooth and a great experience. He walked us through the entire process and anytime I messaged or called.. he always answered! That's the key… getting a lender that doesn't just start the process but finishes it. We appreciate you soooo much Rick!"
Tiffany M.Closed Apr 28, 2023
"I really appreciate everything that Axia home loans did for us they answered any and every question we had no matter what it was. I have a beautiful home because of Rick Scherer so thank you very much for everything."
Elda V.Closed Aug 31, 2023
"Great communication and flexibility to work with a client"
Norman L.Closed May 24, 2024
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