"Getting it dun Thanks rick"

"Communication."

"I have never thought, I would have my own house. But the helped of GOD and Rick , Officially, I am a homeowner now. Rick was amazing, he worked us through all the processes with patiently. Even though our case was a little messy. Thank you GOD and Rick. "

"Very good communication, worked with me going over options to get the best deal for me"

"I am now a first time home owner, thank you Rick!!! Due to my finances, I was worried and not too sure if it was the right time or possible to go through with a mortgage loan. Rick & his team made it very possible and secured my loan. We closed approximately in 30 days so that goes to tell you he was quick and responsive and on a timely manner. My family & I are very grateful we came across you. Ive recommended you already to more family & friends. Thank you again Rick for making it possible & your team as well."

"Rick was quick, responsive, and honest!"

"A Mortgage Company That Actually Took the Time to Understand Us After more than 11 years of trying to buy a home, we had almost started to believe that homeownership simply was not going to happen for us. As self employed, blue collar working people, our financial situation did not always fit neatly into the traditional mortgage process. We had spoken with other lenders over the years, but often felt like we were being judged by numbers on a page rather than having someone actually take the time to understand our income, our work, and our circumstances. Then we found Valor Mortgage. What made the difference was that Valor actually listened. They took the time to understand how we earn our living, how self employment works, and why our financial picture looked different from that of someone with a traditional salaried job. Instead of immediately writing us off because we did not fit the standard mold, they worked with us and helped us find a path forward. After 11 years of trying, we finally became homeowners. That is something our family will never forget. I especially want to recommend Valor to other self employed people, tradesmen, blue collar workers, small business owners, contractors, and anyone else who has ever felt like traditional mortgage companies simply did not understand their situation. If you have been turned away elsewhere or feel like you are being judged before anyone really looks at the full picture, I would strongly encourage you to talk to Valor. They did not just see a set of numbers. They took the time to see the people behind them. For our family, that made all the difference. We are incredibly grateful to Valor Mortgage for helping us accomplish something we had been trying to do for more than a decade."

"Rick provided support and pertinent i information in a timely manner. He was very informative in guiding us through the home buying process."