Whether you're looking to purchase or refinance your existing home, let our experts find your best loan option. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own In-House Down Payment Program that has more flexible guidelines and lower interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was incredibly quick to respond and knowledgeable. His communication was also stellar. I really appreciate how easy he made the home buying process for me."
Jack E. Closed Aug 11, 2023
"Great experience overall. what would have made it better is if an initial call or email listing all information needed. i wasn't asked about my filing status or previous living history in the beginning."
Janet B. Closed Aug 29, 2025
"Rick was absolutely amazing! Rick answered all of my questions in a timely manner and was very patient with me."
Chermaine O. Closed Jun 28, 2024
"Rick is great at whar he does he keep you alert threw threw the whole process I gives 5 stares thabkyou risk dor everthing"
Marcus C. Closed Jul 21, 2023
"Rick provided fast and reliable service to make the homebuying experience easier."
Gwendylynn W. Closed Jul 14, 2025
"The process was great and it moved fast and I learned alot more thank u Mr rick and his team did amazing my wife and kids thank u as well"
Anthony W. Closed May 10, 2024
"Getting it dun Thanks rick"
Robert L. Closed Jan 03, 2025
"Rick & Brenda were consistently effective at meeting critical deadlines in the home buying process. Their service and professionalism is top notch. Super experience!"
Amanada G. Closed Mar 17, 2023
"Rick and his team went above and beyond to help me purchasing a home possible."
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